personal budget category ideas for you!

i get a lot of emails asking my opinion on what categories folks should use when starting their budget.
of course it is a very personal thing and based on your lifestyle and preferences but there are a few categories that most of us use. these would be food, clothing, fun, blow, transportation...

here is a looooong list of ideas to help you if you are struggling with categories.
these are based on 5 years of categories that have been submitted to me!
i will continue to add to this list and new categories come in!

household

  car  

 vacation

 fun time 
   

personal

fun $

clothes

personal care

entertainment

gifts

blow

beauty shop

housecleaning

lawn

snow plowing

shopping for me

misc

gas

pets

extra

spending money

school

Christmas

general

date night

savings

dining out

hair and nails

wine and beer

transportation

fun times

bills

language

emergency

cosmetics

toiletries

car maintenance

hobbies

holiday

homeschool

kids stuff

eating out

play money

kids

my money

auto

childcare

eat out

allowance

supplies

utilities

night out

grooming

dry cleaning

restaurants

yard

deposits

cosco

lottery

garden $

tithes

random

baby

travel

parking

medical

pay off debt

house stuff

gasoline

 

 

 

another blessing - a personal email note to me

I am bursting at the seams with happiness that my customers continue to take their time to let me know how happy they are with my products :)  god gets all the glory!

"I just wanted to thank you! At first it was hard to justify spending the money to save money, but over the last several weeks, my husband and I have saved at least a hundred a week!! Thank you so much!! The pouches match my personality perfectly and they are so sturdy!! I'll definitely be recommending your shop to friends!"

GIVEAWAY! TWO Designer Fabric Cash Envelopes

yay!!! another giveaway!

these envelopes are great for use with the dave ramsey financial peace budget system!
learn to ask yourself "is this a want or is this a need?"
 when you shop.
this little question has saved me so much money.
 for example...

i want starbucks but i need coffee! so yes, i allow myself starbucks once a week but i drink folgers or something similar during the week.
this is one of the ways we have become debt free.
beleive me, this cash only budgeting really works!
 it is much harder to hand someone cash as opposed to a credit card.
 you will really learn to pinch a penny.

these giveaway envelopes are labled "groceries" and "clothing".
they are lined with velcro so they will hold your paper currency and your coins.
 i found these cute fabrics last week and just had to make these envelopes.
these will be great to start out with the cash only system. start small and see how you do with two categories. then work your way into your other budget categories.

ways to enter:

do as many of these below as you like increase your chance to win:
1) leave me a comment on my blog.
2) like me on facebook
3) follow me on facebook
4) follow me on twitter
5) add me to your circle on etsy if you are not there already!
and
6) leave me positive feedback on etsy if you are visiting me after making a purchase.

so you have a chance to be entered 6 times!


giveaway starts today and ends on november 30th at 6:00pm. Open to US and Canada.

hope all that makes sense. email me if you have questions!

giveaway - TWO designer fabric cash envelopes!

groceries and clothing designer cash envelopes

velcro closure to hold both coins and paper currency


steps to enter giveaway to be posted tomorrow afternoon!
talk to you then!