Friday, November 11, 2011

etsy shop update

i have updated my previous SHOP ANNOUNCEMENT.
after several days of thought and
based on my troubles with my hand - i am "closing" until the first of the year.
but (!) GIFT CERTIFICATES and READY TO SHIP items will be available
to purchase - so be sure to check it out!
______________________________________________________
due to my recent hand surgery - (and all the complications i have encountered)
i have decided to take some time off to focus on my healing.        
  
i am keeping my shop open so you can window shop
 and if you want to make a purchase - feel free to do so!
but!....
**purchases made today will not be processed until the first of the year.
:(     i know, it is sad - but how about
purchasing a gift certificate!?!
just look around in my shop and tell me what you love
and
then i will set up a listing especially for you!
AND!!! stay close and keep checking my shop
for READY TO SHIP listings.
i will be doing some "spring cleaning" in my wonderful stash of goodies and
listing them from now until the end of the year!!!
i welcome your emails while i continue to heal and
 focus on getting my life back in order!
_____________________________________________________________

Thursday, November 10, 2011

and the winner is.....



Stacey said...




Fun! We're on week two of our cash only budget. So far so good!


just email me your address at order@savingmoneyinstyle.com and i will get these cuties in the mail to you!




thanks to everyone who made a comment (!) and to all my followers (!) and to those who have added me to their circle and left feedback for me this past month (!)




i appreciate each of you - cathy :)

giveaway today! 7pm

SIX cash only envelopes!
leave me a comment :)

Tuesday, November 8, 2011

Dupuytren's contracture :(

my therapist told me today that it does look like my hand may not show much more improvement.
 the trigger finger surgery seems to have been a success but
i still cannot close the hand into a fist or straighten it flat.
(makes doing yoga practically impossible - and quite painful)

i have an appt with my hand surgeron on monday so i will see what he has to say.
in the meantime - i am "closing" my etsy shop for the rest of the month.
i  need some time to regroup and get my life organized!
life without use of my right hand has created lots of little pockets disorganization throughout my home.

i will keep my shop open so customers can window shop
and even make  a purchase
 but
purchases will not be processed until the beginning of december.

i am now offering GIFT CERTIFICATES on all of my products.
several are already available but i will be glad to offer custom gift certificates.
and as an incentive to do your Christmas shopping early
i am offering FREE SHIPPING.

so check it out and tell your friends and family!

Monday, November 7, 2011

FAQ s cash only budgeting 101 - how to decide on the system for you!

do you like visuals??!! me too! here ya go:
the link below will help you with descriptions and with photo examples of each option.
http://savingmoneyinstyle.blogspot.com/2011/07/breakdown-of-cash-only-budget-systems.html
Please copy and paste it to go straight to the link!
http://savingmoneyinstyle.blogspot.com/2011/07/breakdown-of-cash-only-budget-systems.html
and now for the narrative:
OPTIONS:   1. fabric envelopes: 
                       Velcro or non velcro
                        Solid or Designer
                     2. carriers:  
                           Solid or Designer 

                     Sets come with 6 envelopes and a carrier plus
                        coin pouch or
                         zipper pouch
                        or
                         non velcro envelopes without a coin pouch.

                       options to a carrier:
                     3. cuff wrap – alternative to carrier
                     4. wallet wrap– alternative to carrier

                     1) FABRIC ENVELOPES:
A .non velcro (to hold paper currency)
or
B. velcro (paper currency and coins)
then choose either
A. solid envelopes
or
B . designer fabric

I designed these envelopes for 2 different budget styles:
 1) if you prefer to keep paper currency separate from your change –
then you should
purchase the non Velcro envelopes with avcoin pouch or zipper pouch
OR
2)  if you prefer to keep both paper currency AND change together –
then you should
 purchase the Velcro envelopes.
YES – the velcro goes all the way across the envelope and holds the coins in place.
 it is not your
grandmother’s velcro! i purchase industrial strength velcro that will last for years to come.
you do not need Velcro envelopes AND a coin pouch or zipper pouch
(but you are welcome to purchase both!)
2. CARRIERS:
two choices:
A. solid
or
B. designer fabric
they come with either:
* a button/ribbon closure
or
* velcro closure
3. WRAPS:
these are great when you do want to carry  a carrier.
 they hold all your envelopes snugly together.
i suggest getting velcro envelopes if you are going to purchase the wrap -
IF you want coins and paper currency together.
otherwise, just get a coin pouch to go along with non velcro envelopes and the wrap.


FAQ:
HOW DOES THE PAPER CURRENCY STAY PUT INSIDE THE NON VELCRO ENVELOPES?
it is magic! 
well, not really but it really does stay put!
I guess unless you stand on your head and sling your purse around and upside down (!) (sounds kind of fun)
 – the money does stay put.
if you have a tendency to be a little rough with your purse  – then the Velcro envelopes would probably be your best option!
I have been using mine for years and years and never had any money fall out.
plus check out my feedback. I have never had anyone tell me that they had a problem AND I have had soooo many return customers.
that reinforces to me that the envelopes are working for them too!
simply put,
the fabric envelopes are deep enough so that the money stays inside!
FAQ:
CAN YOU MAKE THE FABRIC ENVELOPES WITH ZIPPERS INSTEAD OF VELCRO?
no :) i do not make zipper fabric envelopes.
it makes the price too high to justify the cost. i really try to keep the cost down for my customers.
we are all on a budget, aren't we?!
but
i think there is someone on etsy that took my original idea of fabric envelopes
and is making envelopes with zippers - (over $40 for 4 envelopes! though)
so if your heart is absolutely set on zippers -maybe you would want to check her out.

FAQ:
HOW MANY ENVELOPES  FIT INSIDE THE CARRIER?
the carrier is made to hold SIX envelopes.
i can enlarge the carrier as needed to hold the number of envelopes you need.
and
depending on how large you need it
- there may be an additional charge.
FAQ:
I HAVE 15 CATEGORIES FOR MY BUDGET. WILL YOU MAKE A CARRIER THAT BIG?
yes, i will be glad to but... keep in mind that the carrier will need to be much larger than pictured in order to hold that many envelopes.
the carrier is designed to hold only 6 envelopes because
1) it is easier to handle
2) most folks do not like to take ALL of their cash with them where they go
3) when you go out - you usually only need Groceries, Transportation, Household, Blow and a maybe few others.
you usually do not need Babysitter, Bills, Emergency Fund, Utilities, Tithe... every time you leave the house. so
i suggest you get a carrier to hold 6 then get a wrap to hold your other envelopes together. but i will be GLAD to make a carrier any size you like!

FAQ:
WHY WOULD I CHOOSE A WRAP INSTEAD OF A CARRIER?
these are great when you do want to use a carrier.
or if you are on a tight budget.
 they are priced at 3.97!
and
they hold all your envelopes snugly together.
i can also adjust the size of the cuff wrap to accommodate any number of envelopes you need.
i do suggest getting velcro envelopes if you are going to purchase the wrap
- to hold both coins and paper currency in place.
or get the non velcro envelopes with a coin pouch.
FAQ:
MY FRIEND HAS A REALLY CUTE DESIGNER COUPON ORGANIZER THAT YOU MADE WHEN YOU WERE CRUNCHY CUTE. DO YOU STILL MAKE THEM?
yes i do still make my signature quality designer accordion coupon organizers!
you can see a lot of them here:
http://www.etsy.com/shop/crunchycute
i have a few listed in my saving money in style shop.
if you would like one - i can make one in most fabrics that you see in my shop.
just ask me and i will be glad to set up a listing for you.
i also make soft sided designer accordion organizers!
 any size you need. i have made them for super duper coupon queens with as many as 45 sections!!

FAQ:
DO I ONLY GET SIX ENVELOPES? CAN I GET MORE OR LESS?
my "sets" come with SIX envelopes - but you can purchase as many as you like (or as few as you would like!)
how do you purchase more/less envelopes?
just email me!
FAQ:
WHERE DO I FIND CUSTOM FABRICS FOR THE CUSTOM LISTINGS THAT YOU HAVE?
i usually post my new fabrics here:
http://savingmoneyinstyle.blogspot.com/
and specifically here:
http://savingmoneyinstyle.blogspot.com/2011/06/new-fabrics.html
http://savingmoneyinstyle.blogspot.com/2011/06/more-new-fabrics.html
also - look through my shop and
see if there are any fabrics that you like - then email me with your choices.

FAQ:
HOW DO I LABEL MY ENVELOPES?
use a fine or extra fine tip sharpie - it works great!

FAQ;
CAN I GET A DIFFERENT CLOSURE ON MY CARRIER INSTEAD OF A BUTTON/RIBBON WRAP?
yes, i also offer velcro closure
(a small square under the flap and on the base of the carrier)
at no extra charge.
it comes with or without a decorative button depending on your preference.

FAQ:
CAN YOU PUT MAGNETS ON YOUR ENVELOPES INSTEAD OF VELCRO?
no, i do not believe in copying other folks on etsy.
there is a lady that has taken my original idea of fabric envelopes and added
magnets instead of velcro.
she is having to charge more b/c of the cost of magnets though.
i really do not see how the envelopes can hold both
coins and paper currency since the magnet
is only in one place in the center of the envelope...
but if that is what your heart is set on - check her out.
FAQ:
DO YOU MIX AND MATCH FABRICS OR DO I HAVE TO BUY THE SETS AS IS?
feel free to let me know what fabric combinations you would like.
FAQ:
DO YOU SHIP INTERNATIONALLY?
YES! i have shipped all over the country and love my international customers!
just email me and i will quote you a price for shipping!

FAQ;
WHAT ARE THE DIMENSIONS OF THE CARRIERS AND ENVELOPES:
THE CARRIERS are approximately
8 1/2 - 9ish x 4- 4 1/2 ish depending on velcro or non velcro envelopes
i try to make them just large enough to hold 6 envelopes
and have wiggle room for access...
the envelopes are basically (!) handmade items vary :)
 6 1/2 x 3 for non velcro
and 7 x 3 1/2 for velcro.
FAQ:
I NEED SUGGESTIONS FOR CATEGORIES! CAN YOU HELP ME?
YES! Your categories should be based on your own personal budget  but some categories may be universal: groceries or food / clothing / gasoline or transportation / blow money / household /
entertainment / restaurants/ miscellaneous
other suggestions:
 tithing, hair and nails. vacation, babysitting, rent, utilities, personal, medical and dental, school, coffee and treats, dry cleaning, expenses, christmas, church, kids allowance, fashion, toiletries, coupons. my money, on the town, emergency, insurance, cleaning/laundry, overflow, meds/rx, haircuts, gifts, parking, eating out, dining out, travel, spending money, car, blow $, fun $, home, housekeeping, yard, repairs, mad money, wardrobe, fuel, presents, pets, animals, personl items, health and beauty, holidays, birthdays, childcare, kids, family fun, baby, daycare, decorationg, crafts, bills, date night, shopping, education, tuition, business, offering, save,  charity, debit card, cosmetics, haircuts, mani/pedi, unexpected, necessities, extras, everything else, life, maintenance, vehicle, auto, stuff, lodging, lunches, walmart, alexis, hobbies, subscriptions...
now - if you have read this before emailing me with questions
i want to say THANK YOU! i really appreciate you respecting my time!!!
and
feel free to email me if i have not answered your questions!

-------------------------------------------------
to those who are curious for more information:
i created my first fabric envelopes out of necessity in the fall of 2007.
i looked everywhere for something like it - but no one had thought of it!
so a few months later in january of 2008 i started to sell them on esty under the name of crunchycute.
i knew that if i loved mine - then other folks would love them too!
since then, many folks have gotten on the band wagon and claimed "fabric envelopes" as their own -
but there are lots of imitators and only one saving money in style!
(formerly known as crunchy cute!)
to god be all the glory.
and if you still haven't checked out the nice visual aids...
the link below will help you with descriptions and with photo examples of each option.
http://savingmoneyinstyle.blogspot.com/2011/07/breakdown-of-cash-only-budget-systems.html
Please copy and paste it to go straight to the link!
http://savingmoneyinstyle.blogspot.com/2011/07/breakdown-of-cash-only-budget-systems.html

giveaway - november 10

set of SIX oilcloth envelopes with blank labels!!
~ great for cash only envelope system ~
add a comment to this posting to be entered to win.
drawing will include all those who add a comment
those who have added me to their circle on etsy in the last month
and
those who have left me feedback on etsy in the last month!
good luck!

giveaway november 10th

ooops - i totally missed my deadline for the giveaway set for today.
no excuses - i guess my mind is elsewhere right now - to say the least!
i will post the giveaway item today
and for those of you who are interested in winning

just  leave me a comment and
your name will be entered into the drawing!
plus all my new folks in my etsy circle too!
i will do the drawing on the 10th this month - around 7pm est.
be watching for the giveaway item today.
my apologies - the 7th of november just crept right up on me!

 here is a photo of my cute cocker spaniel, bella, to give you a smile on your monday.

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