accordion organizer - giveaway!

great for coupons, cash only budgeting, greeting cards, receipts, gift cards....

                          two different accordion organizers
           YOU choose between the spring bird or the black floral!
                        13 pockets with 12 tabs for categories

• when does the giveaway start and end?

the giveaway starts today and will end saturday afternoon at 5pm EST

• how do you win?

just leave me a comment on which organizer your perfer
on any of the posts you find here on my blog
"saving money in style".
i will pull from the entries on saturday at 5pm
and then announce
the winner on this blog at that time!

odds are REAL good that you will win because - this blog is brand new!

great discounts and deals if you are in the atlanta area!

http://thegreenhalf.com/categories/See-All-the-Deals/
sign up to receive this email - it's free!

mailed off to mandy in new south wales, australia today

lots of requests for designer accordion organizers lately

i used to make these - 100's and 100's of them over the past 4 years.

now i am so busy with my designer carriers/envelopes that i rarely post any in my shop.

 but...every now and then i get an email from a customer who shopped at crunchy cute asking if i still make them. last week a return customer named sara who wrote to me
"Last year, I purchased a "Designer Cash / Budget / Coupon Accordion Organizer 13 open Pocket STANDARD size - Amy Butler, French Wallpaper in Orange"...  and I LOVE LOVE it.
 I've used the fire out of it - and I've bought others, but none hold up like this one has."
so i made these two for her.
 hope she loves them and they serve her well.

more new fabrics!

dave ramsey 's words of wisdom: Living for the Now...

It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity. However, our culture teaches us to live for the now. “I want it!” we scream, and we can get it, if we are willing to go into debt. Debt is a means to obtain the “I want its” before we can afford them.
— Dave Ramsey, Total Money Makeover

SIX new fabrics just in!

i cannot WAIT to use these!

i could eat them up with a spoon!

cute website in australia

http://www.ifindcute.com/
isn't that the cutest?
and vicky is featuring me too!
wish i could personally hand deliver the
designer envelope system she decides to purchase.
maybe one day i will make it to australia!

resource for looking ahead to retirement

http://choosetosave.org/

how to cash envelope system

1. we pay our bills directly from our checking account (mortgage, electric, phone...)
2. decide what categories  you will be using for your budget: groceries, entertainment, clothing, haircuts, gifts,miscellaneous, blow....
3. then estimate how much money you will need for each category. you may need to adjust this over the next couple of months until you get it exactly right.
4. order the number of fabric envelopes you will be needing from saving money in style.
5.  you can get them with or without pre made labels.
6. then go to the ATM and load each envelope with the amount for that category!

it is just that simple!

• remember to ask yourself when you are shopping - "is this a want or is this a need?" i have found that i want a lot of things but i do not need them. this has saved me a lot of money.
• you do not need to take all of your envelopes with you. take only those envelopes that you plan to use on your errands. that will keep you from dipping into other envelopes!
• be patient - it will take some time to get used to this new way of budgeting.
• have disciplie - it will not work if you do not stick with your plan.

Proverbs 27:12 The prudent see danger and take refuge,
   but the simple keep going and pay the penalty.

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